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Young Indian adult woman wearing a NIRA pink top is smiling at the camera. She is happy about instant loans offered by NIRA

No Tension Loans

Get approved for up to ₹1 lakh in 3 minutes


We disburse

loans to approved customers

within 24 hours!

Easy to repay

low interest loans

10 million+ Indians

have downloaded NIRA

Financial inclusion
for all of India

NIRA serves happy customers in 5,000+ locations.

Young Indian Man wearing NIRA pink shirt smiles at the camera. He is wearing glasses and is happy about low interest rates offered on loans on NIRA app

Low Interest Rates &
Long Repayment Period

Get loans at interest rates as low as 2% a month. Take up to 12 months to pay back!

Young Indian teacher walking down the street and smiling at the camera. She is impressed by the easy to use loan app by NIRA

NIRA is easy to use & transparent

Qualify for your loan via the NIRA app. Receive funds in your account within 24 hours.

Young Indian Sardar is happy to get an RBI authorized loan app by NIRA.

Build Your Financial Future With NIRA

Qualify for larger credit limits over time and take care of all your financial needs.

three young indian girls are happy to use the NIRA app that gives loans up to 1 Lakh on EMI to salaried persons in India
NIRA logo with centered text in White

we work with
Working India

Android mobile phone with NIRA branding.
Download the
NIRA app
to apply!
Google Play Store Sticker that acts as a button and helps users download the NIRA loan app. The sticker reads 'Available on the Google Play'
NIRA logo
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